LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,844
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,897
−HK$1,069/mo
Today · 4.125%
HK$35,966
baseline
▲ 0.50% · 4.625%
HK$38,155
+HK$2,189/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,932/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,651
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,661
−HK$1,024/mo
Today · 4.125%
HK$39,685
baseline
▲ 0.50% · 4.625%
HK$41,777
+HK$2,092/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,370/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,613
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,876
−HK$1,283/mo
Today · 4.125%
HK$43,159
baseline
▲ 0.50% · 4.625%
HK$45,786
+HK$2,627/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,318/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,181
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,393
−HK$1,229/mo
Today · 4.125%
HK$47,622
baseline
▲ 0.50% · 4.625%
HK$50,132
+HK$2,510/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,244/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,381
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,855
−HK$1,498/mo
Today · 4.125%
HK$50,353
baseline
▲ 0.50% · 4.625%
HK$53,416
+HK$3,063/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,706/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,711
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,125
−HK$1,434/mo
Today · 4.125%
HK$55,559
baseline
▲ 0.50% · 4.625%
HK$58,488
+HK$2,929/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,118/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,919
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,814
−HK$1,925/mo
Today · 4.125%
HK$64,739
baseline
▲ 0.50% · 4.625%
HK$68,678
+HK$3,939/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,478/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,772
−HK$3,661/mo
▼ 0.25% · 3.875%
HK$69,589
−HK$1,844/mo
Today · 4.125%
HK$71,433
baseline
▲ 0.50% · 4.625%
HK$75,199
+HK$3,766/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,866/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,580 · Scale 2, in force from 26 Feb 2026)