LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,845
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,898
−HK$1,070/mo
Today · 4.125%
HK$35,968
baseline
▲ 0.50% · 4.625%
HK$38,156
+HK$2,188/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,936/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,653
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,663
−HK$1,024/mo
Today · 4.125%
HK$39,687
baseline
▲ 0.50% · 4.625%
HK$41,779
+HK$2,092/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,374/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,615
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,878
−HK$1,283/mo
Today · 4.125%
HK$43,161
baseline
▲ 0.50% · 4.625%
HK$45,788
+HK$2,627/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,322/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,183
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,395
−HK$1,229/mo
Today · 4.125%
HK$47,624
baseline
▲ 0.50% · 4.625%
HK$50,135
+HK$2,511/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,248/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,384
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,858
−HK$1,497/mo
Today · 4.125%
HK$50,355
baseline
▲ 0.50% · 4.625%
HK$53,419
+HK$3,064/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,710/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,714
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,128
−HK$1,434/mo
Today · 4.125%
HK$55,562
baseline
▲ 0.50% · 4.625%
HK$58,491
+HK$2,929/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,124/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,922
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,817
−HK$1,925/mo
Today · 4.125%
HK$64,742
baseline
▲ 0.50% · 4.625%
HK$68,682
+HK$3,940/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,484/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,775
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,593
−HK$1,844/mo
Today · 4.125%
HK$71,437
baseline
▲ 0.50% · 4.625%
HK$75,202
+HK$3,765/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,874/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,606 · Scale 2, in force from 26 Feb 2026)