LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,846
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,899
−HK$1,070/mo
Today · 4.125%
HK$35,969
baseline
▲ 0.50% · 4.625%
HK$38,158
+HK$2,189/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,938/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,654
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,664
−HK$1,024/mo
Today · 4.125%
HK$39,688
baseline
▲ 0.50% · 4.625%
HK$41,780
+HK$2,092/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,376/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,616
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,879
−HK$1,284/mo
Today · 4.125%
HK$43,163
baseline
▲ 0.50% · 4.625%
HK$45,789
+HK$2,626/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,326/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,185
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,396
−HK$1,230/mo
Today · 4.125%
HK$47,626
baseline
▲ 0.50% · 4.625%
HK$50,136
+HK$2,510/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,252/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,385
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,859
−HK$1,498/mo
Today · 4.125%
HK$50,357
baseline
▲ 0.50% · 4.625%
HK$53,421
+HK$3,064/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,714/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,715
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,129
−HK$1,434/mo
Today · 4.125%
HK$55,563
baseline
▲ 0.50% · 4.625%
HK$58,492
+HK$2,929/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,126/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,924
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,819
−HK$1,925/mo
Today · 4.125%
HK$64,744
baseline
▲ 0.50% · 4.625%
HK$68,684
+HK$3,940/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,488/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,777
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,595
−HK$1,844/mo
Today · 4.125%
HK$71,439
baseline
▲ 0.50% · 4.625%
HK$75,204
+HK$3,765/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,878/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,623 · Scale 2, in force from 26 Feb 2026)