LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,848
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,901
−HK$1,069/mo
Today · 4.125%
HK$35,970
baseline
▲ 0.50% · 4.625%
HK$38,159
+HK$2,189/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,940/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,655
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,665
−HK$1,025/mo
Today · 4.125%
HK$39,690
baseline
▲ 0.50% · 4.625%
HK$41,782
+HK$2,092/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,380/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,617
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,881
−HK$1,283/mo
Today · 4.125%
HK$43,164
baseline
▲ 0.50% · 4.625%
HK$45,791
+HK$2,627/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,328/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,186
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,398
−HK$1,230/mo
Today · 4.125%
HK$47,628
baseline
▲ 0.50% · 4.625%
HK$50,138
+HK$2,510/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,256/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,387
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,861
−HK$1,498/mo
Today · 4.125%
HK$50,359
baseline
▲ 0.50% · 4.625%
HK$53,423
+HK$3,064/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,718/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,718
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,131
−HK$1,435/mo
Today · 4.125%
HK$55,566
baseline
▲ 0.50% · 4.625%
HK$58,495
+HK$2,929/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,132/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,926
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$62,821
−HK$1,926/mo
Today · 4.125%
HK$64,747
baseline
▲ 0.50% · 4.625%
HK$68,686
+HK$3,939/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,494/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,780
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,597
−HK$1,845/mo
Today · 4.125%
HK$71,442
baseline
▲ 0.50% · 4.625%
HK$75,207
+HK$3,765/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,884/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,646 · Scale 2, in force from 26 Feb 2026)