LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,849
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,901
−HK$1,070/mo
Today · 4.125%
HK$35,971
baseline
▲ 0.50% · 4.625%
HK$38,160
+HK$2,189/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,942/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,656
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,666
−HK$1,025/mo
Today · 4.125%
HK$39,691
baseline
▲ 0.50% · 4.625%
HK$41,783
+HK$2,092/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,382/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,618
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,882
−HK$1,283/mo
Today · 4.125%
HK$43,165
baseline
▲ 0.50% · 4.625%
HK$45,792
+HK$2,627/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,330/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,187
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,399
−HK$1,230/mo
Today · 4.125%
HK$47,629
baseline
▲ 0.50% · 4.625%
HK$50,139
+HK$2,510/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,258/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,388
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,862
−HK$1,498/mo
Today · 4.125%
HK$50,360
baseline
▲ 0.50% · 4.625%
HK$53,424
+HK$3,064/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,720/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,719
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,132
−HK$1,435/mo
Today · 4.125%
HK$55,567
baseline
▲ 0.50% · 4.625%
HK$58,496
+HK$2,929/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,134/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,927
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$62,823
−HK$1,925/mo
Today · 4.125%
HK$64,748
baseline
▲ 0.50% · 4.625%
HK$68,688
+HK$3,940/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,496/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,781
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,599
−HK$1,844/mo
Today · 4.125%
HK$71,443
baseline
▲ 0.50% · 4.625%
HK$75,209
+HK$3,766/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,886/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,657 · Scale 2, in force from 26 Feb 2026)