LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,849
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,902
−HK$1,070/mo
Today · 4.125%
HK$35,972
baseline
▲ 0.50% · 4.625%
HK$38,160
+HK$2,188/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,944/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,657
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,667
−HK$1,024/mo
Today · 4.125%
HK$39,691
baseline
▲ 0.50% · 4.625%
HK$41,783
+HK$2,092/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,382/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,619
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,882
−HK$1,284/mo
Today · 4.125%
HK$43,166
baseline
▲ 0.50% · 4.625%
HK$45,793
+HK$2,627/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,332/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,188
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,400
−HK$1,229/mo
Today · 4.125%
HK$47,629
baseline
▲ 0.50% · 4.625%
HK$50,140
+HK$2,511/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,258/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,389
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,863
−HK$1,497/mo
Today · 4.125%
HK$50,360
baseline
▲ 0.50% · 4.625%
HK$53,425
+HK$3,065/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,720/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,719
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,133
−HK$1,435/mo
Today · 4.125%
HK$55,568
baseline
▲ 0.50% · 4.625%
HK$58,497
+HK$2,929/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,136/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,928
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$62,823
−HK$1,926/mo
Today · 4.125%
HK$64,749
baseline
▲ 0.50% · 4.625%
HK$68,689
+HK$3,940/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,498/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,782
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,600
−HK$1,844/mo
Today · 4.125%
HK$71,444
baseline
▲ 0.50% · 4.625%
HK$75,210
+HK$3,766/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,888/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,666 · Scale 2, in force from 26 Feb 2026)