LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,850
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,903
−HK$1,069/mo
Today · 4.125%
HK$35,972
baseline
▲ 0.50% · 4.625%
HK$38,161
+HK$2,189/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,944/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,657
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,667
−HK$1,025/mo
Today · 4.125%
HK$39,692
baseline
▲ 0.50% · 4.625%
HK$41,784
+HK$2,092/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,384/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,620
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,883
−HK$1,284/mo
Today · 4.125%
HK$43,167
baseline
▲ 0.50% · 4.625%
HK$45,793
+HK$2,626/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,334/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,189
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,401
−HK$1,229/mo
Today · 4.125%
HK$47,630
baseline
▲ 0.50% · 4.625%
HK$50,141
+HK$2,511/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,260/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,390
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,864
−HK$1,497/mo
Today · 4.125%
HK$50,361
baseline
▲ 0.50% · 4.625%
HK$53,426
+HK$3,065/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,722/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,720
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,134
−HK$1,435/mo
Today · 4.125%
HK$55,569
baseline
▲ 0.50% · 4.625%
HK$58,498
+HK$2,929/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,138/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,930
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$62,825
−HK$1,925/mo
Today · 4.125%
HK$64,750
baseline
▲ 0.50% · 4.625%
HK$68,690
+HK$3,940/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,500/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,783
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,601
−HK$1,845/mo
Today · 4.125%
HK$71,446
baseline
▲ 0.50% · 4.625%
HK$75,212
+HK$3,766/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,892/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,677 · Scale 2, in force from 26 Feb 2026)