LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,851
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,903
−HK$1,070/mo
Today · 4.125%
HK$35,973
baseline
▲ 0.50% · 4.625%
HK$38,162
+HK$2,189/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,946/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,658
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,668
−HK$1,025/mo
Today · 4.125%
HK$39,693
baseline
▲ 0.50% · 4.625%
HK$41,785
+HK$2,092/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,386/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,621
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,884
−HK$1,284/mo
Today · 4.125%
HK$43,168
baseline
▲ 0.50% · 4.625%
HK$45,795
+HK$2,627/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,336/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,190
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,402
−HK$1,230/mo
Today · 4.125%
HK$47,632
baseline
▲ 0.50% · 4.625%
HK$50,142
+HK$2,510/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,264/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$556,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,391
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,865
−HK$1,498/mo
Today · 4.125%
HK$50,363
baseline
▲ 0.50% · 4.625%
HK$53,427
+HK$3,064/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,726/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,722
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,136
−HK$1,434/mo
Today · 4.125%
HK$55,570
baseline
▲ 0.50% · 4.625%
HK$58,499
+HK$2,929/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,140/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,931
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$62,826
−HK$1,926/mo
Today · 4.125%
HK$64,752
baseline
▲ 0.50% · 4.625%
HK$68,692
+HK$3,940/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,504/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,785
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,603
−HK$1,844/mo
Today · 4.125%
HK$71,447
baseline
▲ 0.50% · 4.625%
HK$75,213
+HK$3,766/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,894/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,690 · Scale 2, in force from 26 Feb 2026)