LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,852
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,905
−HK$1,070/mo
Today · 4.125%
HK$35,975
baseline
▲ 0.50% · 4.625%
HK$38,164
+HK$2,189/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,950/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,660
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,671
−HK$1,024/mo
Today · 4.125%
HK$39,695
baseline
▲ 0.50% · 4.625%
HK$41,788
+HK$2,093/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,390/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,623
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,887
−HK$1,283/mo
Today · 4.125%
HK$43,170
baseline
▲ 0.50% · 4.625%
HK$45,797
+HK$2,627/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,340/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,193
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,405
−HK$1,229/mo
Today · 4.125%
HK$47,634
baseline
▲ 0.50% · 4.625%
HK$50,145
+HK$2,511/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,268/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,393
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,868
−HK$1,497/mo
Today · 4.125%
HK$50,365
baseline
▲ 0.50% · 4.625%
HK$53,430
+HK$3,065/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,730/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,725
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,139
−HK$1,434/mo
Today · 4.125%
HK$55,573
baseline
▲ 0.50% · 4.625%
HK$58,503
+HK$2,930/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,146/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,934
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,830
−HK$1,926/mo
Today · 4.125%
HK$64,756
baseline
▲ 0.50% · 4.625%
HK$68,696
+HK$3,940/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,512/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,789
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,607
−HK$1,844/mo
Today · 4.125%
HK$71,451
baseline
▲ 0.50% · 4.625%
HK$75,218
+HK$3,767/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,902/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,721 · Scale 2, in force from 26 Feb 2026)