LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,855
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,908
−HK$1,069/mo
Today · 4.125%
HK$35,977
baseline
▲ 0.50% · 4.625%
HK$38,167
+HK$2,190/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,954/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,663
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,673
−HK$1,025/mo
Today · 4.125%
HK$39,698
baseline
▲ 0.50% · 4.625%
HK$41,790
+HK$2,092/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,396/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,625
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,889
−HK$1,284/mo
Today · 4.125%
HK$43,173
baseline
▲ 0.50% · 4.625%
HK$45,800
+HK$2,627/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,346/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,195
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,407
−HK$1,230/mo
Today · 4.125%
HK$47,637
baseline
▲ 0.50% · 4.625%
HK$50,148
+HK$2,511/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,274/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,396
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,871
−HK$1,497/mo
Today · 4.125%
HK$50,368
baseline
▲ 0.50% · 4.625%
HK$53,433
+HK$3,065/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,736/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,728
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,142
−HK$1,435/mo
Today · 4.125%
HK$55,577
baseline
▲ 0.50% · 4.625%
HK$58,506
+HK$2,929/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,154/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,938
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$62,834
−HK$1,925/mo
Today · 4.125%
HK$64,759
baseline
▲ 0.50% · 4.625%
HK$68,700
+HK$3,941/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,518/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,793
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,611
−HK$1,845/mo
Today · 4.125%
HK$71,456
baseline
▲ 0.50% · 4.625%
HK$75,222
+HK$3,766/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,912/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,756 · Scale 2, in force from 26 Feb 2026)