LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,855
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,908
−HK$1,070/mo
Today · 4.125%
HK$35,978
baseline
▲ 0.50% · 4.625%
HK$38,167
+HK$2,189/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,956/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,663
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,673
−HK$1,025/mo
Today · 4.125%
HK$39,698
baseline
▲ 0.50% · 4.625%
HK$41,791
+HK$2,093/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,396/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,626
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,889
−HK$1,284/mo
Today · 4.125%
HK$43,173
baseline
▲ 0.50% · 4.625%
HK$45,800
+HK$2,627/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,346/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,196
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,408
−HK$1,230/mo
Today · 4.125%
HK$47,638
baseline
▲ 0.50% · 4.625%
HK$50,149
+HK$2,511/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,276/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,397
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,871
−HK$1,498/mo
Today · 4.125%
HK$50,369
baseline
▲ 0.50% · 4.625%
HK$53,434
+HK$3,065/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,738/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,728
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,143
−HK$1,434/mo
Today · 4.125%
HK$55,577
baseline
▲ 0.50% · 4.625%
HK$58,507
+HK$2,930/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,154/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,939
−HK$3,821/mo
▼ 0.25% · 3.875%
HK$62,834
−HK$1,926/mo
Today · 4.125%
HK$64,760
baseline
▲ 0.50% · 4.625%
HK$68,701
+HK$3,941/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,520/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,794
−HK$3,662/mo
▼ 0.25% · 3.875%
HK$69,612
−HK$1,844/mo
Today · 4.125%
HK$71,456
baseline
▲ 0.50% · 4.625%
HK$75,223
+HK$3,767/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,912/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,761 · Scale 2, in force from 26 Feb 2026)