LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,856
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,909
−HK$1,070/mo
Today · 4.125%
HK$35,979
baseline
▲ 0.50% · 4.625%
HK$38,168
+HK$2,189/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,958/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,664
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,674
−HK$1,025/mo
Today · 4.125%
HK$39,699
baseline
▲ 0.50% · 4.625%
HK$41,791
+HK$2,092/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,398/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,627
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,890
−HK$1,284/mo
Today · 4.125%
HK$43,174
baseline
▲ 0.50% · 4.625%
HK$45,801
+HK$2,627/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,348/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,197
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,409
−HK$1,230/mo
Today · 4.125%
HK$47,639
baseline
▲ 0.50% · 4.625%
HK$50,150
+HK$2,511/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,278/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,398
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,872
−HK$1,498/mo
Today · 4.125%
HK$50,370
baseline
▲ 0.50% · 4.625%
HK$53,435
+HK$3,065/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,740/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,730
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,144
−HK$1,434/mo
Today · 4.125%
HK$55,578
baseline
▲ 0.50% · 4.625%
HK$58,508
+HK$2,930/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,156/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,940
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,836
−HK$1,926/mo
Today · 4.125%
HK$64,762
baseline
▲ 0.50% · 4.625%
HK$68,702
+HK$3,940/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,524/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,795
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,613
−HK$1,845/mo
Today · 4.125%
HK$71,458
baseline
▲ 0.50% · 4.625%
HK$75,225
+HK$3,767/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,916/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,773 · Scale 2, in force from 26 Feb 2026)