LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,858
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,911
−HK$1,070/mo
Today · 4.125%
HK$35,981
baseline
▲ 0.50% · 4.625%
HK$38,171
+HK$2,190/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,962/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,667
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,677
−HK$1,025/mo
Today · 4.125%
HK$39,702
baseline
▲ 0.50% · 4.625%
HK$41,794
+HK$2,092/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,404/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,630
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,893
−HK$1,285/mo
Today · 4.125%
HK$43,178
baseline
▲ 0.50% · 4.625%
HK$45,805
+HK$2,627/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,356/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,200
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,412
−HK$1,230/mo
Today · 4.125%
HK$47,642
baseline
▲ 0.50% · 4.625%
HK$50,153
+HK$2,511/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,284/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,401
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,876
−HK$1,498/mo
Today · 4.125%
HK$50,374
baseline
▲ 0.50% · 4.625%
HK$53,439
+HK$3,065/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,748/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,733
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,148
−HK$1,434/mo
Today · 4.125%
HK$55,582
baseline
▲ 0.50% · 4.625%
HK$58,512
+HK$2,930/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,164/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,944
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,840
−HK$1,926/mo
Today · 4.125%
HK$64,766
baseline
▲ 0.50% · 4.625%
HK$68,707
+HK$3,941/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,532/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,800
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,619
−HK$1,844/mo
Today · 4.125%
HK$71,463
baseline
▲ 0.50% · 4.625%
HK$75,230
+HK$3,767/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,926/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,814 · Scale 2, in force from 26 Feb 2026)