LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,859
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,912
−HK$1,070/mo
Today · 4.125%
HK$35,982
baseline
▲ 0.50% · 4.625%
HK$38,171
+HK$2,189/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,964/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,667
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,678
−HK$1,025/mo
Today · 4.125%
HK$39,703
baseline
▲ 0.50% · 4.625%
HK$41,795
+HK$2,092/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,406/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,630
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,894
−HK$1,284/mo
Today · 4.125%
HK$43,178
baseline
▲ 0.50% · 4.625%
HK$45,806
+HK$2,628/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,356/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,201
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,413
−HK$1,230/mo
Today · 4.125%
HK$47,643
baseline
▲ 0.50% · 4.625%
HK$50,154
+HK$2,511/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,286/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,402
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,877
−HK$1,498/mo
Today · 4.125%
HK$50,375
baseline
▲ 0.50% · 4.625%
HK$53,440
+HK$3,065/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,750/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,734
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,149
−HK$1,435/mo
Today · 4.125%
HK$55,584
baseline
▲ 0.50% · 4.625%
HK$58,513
+HK$2,929/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,168/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,946
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,841
−HK$1,927/mo
Today · 4.125%
HK$64,768
baseline
▲ 0.50% · 4.625%
HK$68,708
+HK$3,940/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,536/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,801
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,620
−HK$1,845/mo
Today · 4.125%
HK$71,465
baseline
▲ 0.50% · 4.625%
HK$75,232
+HK$3,767/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,930/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,825 · Scale 2, in force from 26 Feb 2026)