LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,859
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,913
−HK$1,070/mo
Today · 4.125%
HK$35,983
baseline
▲ 0.50% · 4.625%
HK$38,172
+HK$2,189/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,966/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,668
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,678
−HK$1,025/mo
Today · 4.125%
HK$39,703
baseline
▲ 0.50% · 4.625%
HK$41,796
+HK$2,093/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,406/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,631
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,895
−HK$1,284/mo
Today · 4.125%
HK$43,179
baseline
▲ 0.50% · 4.625%
HK$45,807
+HK$2,628/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,358/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,202
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,414
−HK$1,230/mo
Today · 4.125%
HK$47,644
baseline
▲ 0.50% · 4.625%
HK$50,155
+HK$2,511/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,288/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,403
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,878
−HK$1,498/mo
Today · 4.125%
HK$50,376
baseline
▲ 0.50% · 4.625%
HK$53,441
+HK$3,065/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,752/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,735
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,150
−HK$1,435/mo
Today · 4.125%
HK$55,585
baseline
▲ 0.50% · 4.625%
HK$58,515
+HK$2,930/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,170/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,947
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,843
−HK$1,926/mo
Today · 4.125%
HK$64,769
baseline
▲ 0.50% · 4.625%
HK$68,710
+HK$3,941/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,538/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,803
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,621
−HK$1,845/mo
Today · 4.125%
HK$71,466
baseline
▲ 0.50% · 4.625%
HK$75,233
+HK$3,767/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,932/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,835 · Scale 2, in force from 26 Feb 2026)