LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,860
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,913
−HK$1,070/mo
Today · 4.125%
HK$35,983
baseline
▲ 0.50% · 4.625%
HK$38,173
+HK$2,190/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,966/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,669
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,679
−HK$1,025/mo
Today · 4.125%
HK$39,704
baseline
▲ 0.50% · 4.625%
HK$41,797
+HK$2,093/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,408/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,632
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,896
−HK$1,284/mo
Today · 4.125%
HK$43,180
baseline
▲ 0.50% · 4.625%
HK$45,808
+HK$2,628/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,360/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,203
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,415
−HK$1,230/mo
Today · 4.125%
HK$47,645
baseline
▲ 0.50% · 4.625%
HK$50,156
+HK$2,511/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,290/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,404
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,879
−HK$1,498/mo
Today · 4.125%
HK$50,377
baseline
▲ 0.50% · 4.625%
HK$53,442
+HK$3,065/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,754/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,737
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,151
−HK$1,435/mo
Today · 4.125%
HK$55,586
baseline
▲ 0.50% · 4.625%
HK$58,516
+HK$2,930/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,172/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,948
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,844
−HK$1,926/mo
Today · 4.125%
HK$64,770
baseline
▲ 0.50% · 4.625%
HK$68,711
+HK$3,941/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,540/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,804
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,623
−HK$1,845/mo
Today · 4.125%
HK$71,468
baseline
▲ 0.50% · 4.625%
HK$75,235
+HK$3,767/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,936/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,848 · Scale 2, in force from 26 Feb 2026)