LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,861
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,914
−HK$1,070/mo
Today · 4.125%
HK$35,984
baseline
▲ 0.50% · 4.625%
HK$38,173
+HK$2,189/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$71,968/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,669
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,680
−HK$1,025/mo
Today · 4.125%
HK$39,705
baseline
▲ 0.50% · 4.625%
HK$41,798
+HK$2,093/mo
Deposit HK$7.42M · loan HK$7.42M · min. income ≈ HK$79,410/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,633
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,897
−HK$1,284/mo
Today · 4.125%
HK$43,181
baseline
▲ 0.50% · 4.625%
HK$45,808
+HK$2,627/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,362/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,203
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,416
−HK$1,230/mo
Today · 4.125%
HK$47,646
baseline
▲ 0.50% · 4.625%
HK$50,157
+HK$2,511/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,292/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,405
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,879
−HK$1,498/mo
Today · 4.125%
HK$50,377
baseline
▲ 0.50% · 4.625%
HK$53,443
+HK$3,066/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$100,754/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,737
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,152
−HK$1,435/mo
Today · 4.125%
HK$55,587
baseline
▲ 0.50% · 4.625%
HK$58,517
+HK$2,930/mo
Deposit HK$4.45M · loan HK$10.39M · min. income ≈ HK$111,174/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,949
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,845
−HK$1,926/mo
Today · 4.125%
HK$64,771
baseline
▲ 0.50% · 4.625%
HK$68,712
+HK$3,941/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$129,542/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,805
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,624
−HK$1,844/mo
Today · 4.125%
HK$71,468
baseline
▲ 0.50% · 4.625%
HK$75,236
+HK$3,768/mo
Deposit HK$1.48M · loan HK$13.36M · min. income ≈ HK$142,936/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,854 · Scale 2, in force from 26 Feb 2026)