LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,863
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,916
−HK$1,070/mo
Today · 4.125%
HK$35,986
baseline
▲ 0.50% · 4.625%
HK$38,176
+HK$2,190/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$71,972/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,672
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,682
−HK$1,025/mo
Today · 4.125%
HK$39,707
baseline
▲ 0.50% · 4.625%
HK$41,800
+HK$2,093/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,414/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,635
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,899
−HK$1,284/mo
Today · 4.125%
HK$43,183
baseline
▲ 0.50% · 4.625%
HK$45,811
+HK$2,628/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,366/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,206
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,419
−HK$1,229/mo
Today · 4.125%
HK$47,648
baseline
▲ 0.50% · 4.625%
HK$50,160
+HK$2,512/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,296/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,408
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$48,882
−HK$1,498/mo
Today · 4.125%
HK$50,380
baseline
▲ 0.50% · 4.625%
HK$53,446
+HK$3,066/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,760/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,740
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,155
−HK$1,435/mo
Today · 4.125%
HK$55,590
baseline
▲ 0.50% · 4.625%
HK$58,520
+HK$2,930/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,180/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,953
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,849
−HK$1,926/mo
Today · 4.125%
HK$64,775
baseline
▲ 0.50% · 4.625%
HK$68,716
+HK$3,941/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,550/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,809
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,628
−HK$1,845/mo
Today · 4.125%
HK$71,473
baseline
▲ 0.50% · 4.625%
HK$75,240
+HK$3,767/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$142,946/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,888 · Scale 2, in force from 26 Feb 2026)