LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,863
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,916
−HK$1,071/mo
Today · 4.125%
HK$35,987
baseline
▲ 0.50% · 4.625%
HK$38,176
+HK$2,189/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$71,974/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,672
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,683
−HK$1,025/mo
Today · 4.125%
HK$39,708
baseline
▲ 0.50% · 4.625%
HK$41,801
+HK$2,093/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,416/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,636
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,900
−HK$1,284/mo
Today · 4.125%
HK$43,184
baseline
▲ 0.50% · 4.625%
HK$45,812
+HK$2,628/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,368/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,207
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,419
−HK$1,230/mo
Today · 4.125%
HK$47,649
baseline
▲ 0.50% · 4.625%
HK$50,161
+HK$2,512/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,298/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,408
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,883
−HK$1,498/mo
Today · 4.125%
HK$50,381
baseline
▲ 0.50% · 4.625%
HK$53,447
+HK$3,066/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,762/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,741
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,156
−HK$1,435/mo
Today · 4.125%
HK$55,591
baseline
▲ 0.50% · 4.625%
HK$58,521
+HK$2,930/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,182/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,954
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,850
−HK$1,926/mo
Today · 4.125%
HK$64,776
baseline
▲ 0.50% · 4.625%
HK$68,717
+HK$3,941/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,552/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,810
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,629
−HK$1,845/mo
Today · 4.125%
HK$71,474
baseline
▲ 0.50% · 4.625%
HK$75,241
+HK$3,767/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$142,948/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,897 · Scale 2, in force from 26 Feb 2026)