LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,864
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,917
−HK$1,070/mo
Today · 4.125%
HK$35,987
baseline
▲ 0.50% · 4.625%
HK$38,177
+HK$2,190/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$71,974/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,673
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,683
−HK$1,025/mo
Today · 4.125%
HK$39,708
baseline
▲ 0.50% · 4.625%
HK$41,801
+HK$2,093/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,416/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,636
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,900
−HK$1,285/mo
Today · 4.125%
HK$43,185
baseline
▲ 0.50% · 4.625%
HK$45,812
+HK$2,627/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,370/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,208
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$46,420
−HK$1,230/mo
Today · 4.125%
HK$47,650
baseline
▲ 0.50% · 4.625%
HK$50,162
+HK$2,512/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,300/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,409
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,884
−HK$1,498/mo
Today · 4.125%
HK$50,382
baseline
▲ 0.50% · 4.625%
HK$53,448
+HK$3,066/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,764/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,742
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,157
−HK$1,435/mo
Today · 4.125%
HK$55,592
baseline
▲ 0.50% · 4.625%
HK$58,522
+HK$2,930/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,184/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,955
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,851
−HK$1,926/mo
Today · 4.125%
HK$64,777
baseline
▲ 0.50% · 4.625%
HK$68,719
+HK$3,942/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,554/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,811
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,630
−HK$1,845/mo
Today · 4.125%
HK$71,475
baseline
▲ 0.50% · 4.625%
HK$75,243
+HK$3,768/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$142,950/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,907 · Scale 2, in force from 26 Feb 2026)