LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,864
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,918
−HK$1,070/mo
Today · 4.125%
HK$35,988
baseline
▲ 0.50% · 4.625%
HK$38,178
+HK$2,190/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$71,976/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,674
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,684
−HK$1,025/mo
Today · 4.125%
HK$39,709
baseline
▲ 0.50% · 4.625%
HK$41,802
+HK$2,093/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,418/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,637
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,901
−HK$1,284/mo
Today · 4.125%
HK$43,185
baseline
▲ 0.50% · 4.625%
HK$45,813
+HK$2,628/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,370/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,208
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,421
−HK$1,230/mo
Today · 4.125%
HK$47,651
baseline
▲ 0.50% · 4.625%
HK$50,163
+HK$2,512/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,302/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,410
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,885
−HK$1,498/mo
Today · 4.125%
HK$50,383
baseline
▲ 0.50% · 4.625%
HK$53,449
+HK$3,066/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,766/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,743
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,158
−HK$1,435/mo
Today · 4.125%
HK$55,593
baseline
▲ 0.50% · 4.625%
HK$58,523
+HK$2,930/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,186/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,956
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,852
−HK$1,926/mo
Today · 4.125%
HK$64,778
baseline
▲ 0.50% · 4.625%
HK$68,720
+HK$3,942/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,556/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,813
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,631
−HK$1,845/mo
Today · 4.125%
HK$71,476
baseline
▲ 0.50% · 4.625%
HK$75,244
+HK$3,768/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$142,952/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,916 · Scale 2, in force from 26 Feb 2026)