LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,865
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,918
−HK$1,070/mo
Today · 4.125%
HK$35,988
baseline
▲ 0.50% · 4.625%
HK$38,178
+HK$2,190/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$71,976/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,674
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,685
−HK$1,025/mo
Today · 4.125%
HK$39,710
baseline
▲ 0.50% · 4.625%
HK$41,803
+HK$2,093/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,420/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$556,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,638
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,902
−HK$1,284/mo
Today · 4.125%
HK$43,186
baseline
▲ 0.50% · 4.625%
HK$45,814
+HK$2,628/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,372/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,209
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,421
−HK$1,231/mo
Today · 4.125%
HK$47,652
baseline
▲ 0.50% · 4.625%
HK$50,163
+HK$2,511/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,304/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$556,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,411
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,885
−HK$1,499/mo
Today · 4.125%
HK$50,384
baseline
▲ 0.50% · 4.625%
HK$53,449
+HK$3,065/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,768/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,744
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$54,158
−HK$1,435/mo
Today · 4.125%
HK$55,593
baseline
▲ 0.50% · 4.625%
HK$58,524
+HK$2,931/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,186/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$556,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,957
−HK$3,822/mo
▼ 0.25% · 3.875%
HK$62,853
−HK$1,926/mo
Today · 4.125%
HK$64,779
baseline
▲ 0.50% · 4.625%
HK$68,721
+HK$3,942/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,558/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,814
−HK$3,663/mo
▼ 0.25% · 3.875%
HK$69,632
−HK$1,845/mo
Today · 4.125%
HK$71,477
baseline
▲ 0.50% · 4.625%
HK$75,245
+HK$3,768/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$142,954/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$556,923 · Scale 2, in force from 26 Feb 2026)