LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,870
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,924
−HK$1,070/mo
Today · 4.125%
HK$35,994
baseline
▲ 0.50% · 4.625%
HK$38,184
+HK$2,190/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$71,988/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$557,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,680
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,691
−HK$1,025/mo
Today · 4.125%
HK$39,716
baseline
▲ 0.50% · 4.625%
HK$41,810
+HK$2,094/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,432/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$557,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,644
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,909
−HK$1,284/mo
Today · 4.125%
HK$43,193
baseline
▲ 0.50% · 4.625%
HK$45,821
+HK$2,628/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,386/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,216
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,429
−HK$1,230/mo
Today · 4.125%
HK$47,659
baseline
▲ 0.50% · 4.625%
HK$50,171
+HK$2,512/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,318/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,418
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,893
−HK$1,499/mo
Today · 4.125%
HK$50,392
baseline
▲ 0.50% · 4.625%
HK$53,458
+HK$3,066/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,784/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,752
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,167
−HK$1,435/mo
Today · 4.125%
HK$55,602
baseline
▲ 0.50% · 4.625%
HK$58,533
+HK$2,931/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,204/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,966
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,863
−HK$1,927/mo
Today · 4.125%
HK$64,790
baseline
▲ 0.50% · 4.625%
HK$68,732
+HK$3,942/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,580/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,825
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,644
−HK$1,845/mo
Today · 4.125%
HK$71,489
baseline
▲ 0.50% · 4.625%
HK$75,257
+HK$3,768/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$142,978/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,014 · Scale 2, in force from 26 Feb 2026)