LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,871
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,925
−HK$1,070/mo
Today · 4.125%
HK$35,995
baseline
▲ 0.50% · 4.625%
HK$38,185
+HK$2,190/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$71,990/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$557,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,681
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,692
−HK$1,025/mo
Today · 4.125%
HK$39,717
baseline
▲ 0.50% · 4.625%
HK$41,810
+HK$2,093/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,434/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$557,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,645
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,909
−HK$1,285/mo
Today · 4.125%
HK$43,194
baseline
▲ 0.50% · 4.625%
HK$45,822
+HK$2,628/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,388/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,217
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,430
−HK$1,230/mo
Today · 4.125%
HK$47,660
baseline
▲ 0.50% · 4.625%
HK$50,173
+HK$2,513/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,320/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,419
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,894
−HK$1,499/mo
Today · 4.125%
HK$50,393
baseline
▲ 0.50% · 4.625%
HK$53,459
+HK$3,066/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,786/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,754
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,168
−HK$1,436/mo
Today · 4.125%
HK$55,604
baseline
▲ 0.50% · 4.625%
HK$58,535
+HK$2,931/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,208/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,968
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$62,864
−HK$1,927/mo
Today · 4.125%
HK$64,791
baseline
▲ 0.50% · 4.625%
HK$68,733
+HK$3,942/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,582/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,826
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,645
−HK$1,845/mo
Today · 4.125%
HK$71,490
baseline
▲ 0.50% · 4.625%
HK$75,259
+HK$3,769/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$142,980/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,026 · Scale 2, in force from 26 Feb 2026)