LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,871
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,925
−HK$1,070/mo
Today · 4.125%
HK$35,995
baseline
▲ 0.50% · 4.625%
HK$38,186
+HK$2,191/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$71,990/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$557,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,681
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,692
−HK$1,025/mo
Today · 4.125%
HK$39,717
baseline
▲ 0.50% · 4.625%
HK$41,811
+HK$2,094/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,434/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$557,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,646
−HK$2,548/mo
▼ 0.25% · 3.875%
HK$41,910
−HK$1,284/mo
Today · 4.125%
HK$43,194
baseline
▲ 0.50% · 4.625%
HK$45,823
+HK$2,629/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,388/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,218
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,430
−HK$1,231/mo
Today · 4.125%
HK$47,661
baseline
▲ 0.50% · 4.625%
HK$50,173
+HK$2,512/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,322/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,420
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,895
−HK$1,498/mo
Today · 4.125%
HK$50,393
baseline
▲ 0.50% · 4.625%
HK$53,460
+HK$3,067/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,786/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,754
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,169
−HK$1,435/mo
Today · 4.125%
HK$55,604
baseline
▲ 0.50% · 4.625%
HK$58,535
+HK$2,931/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,208/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,968
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,865
−HK$1,927/mo
Today · 4.125%
HK$64,792
baseline
▲ 0.50% · 4.625%
HK$68,734
+HK$3,942/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,584/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,827
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,646
−HK$1,845/mo
Today · 4.125%
HK$71,491
baseline
▲ 0.50% · 4.625%
HK$75,259
+HK$3,768/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$142,982/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,031 · Scale 2, in force from 26 Feb 2026)