LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,871
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,925
−HK$1,071/mo
Today · 4.125%
HK$35,996
baseline
▲ 0.50% · 4.625%
HK$38,186
+HK$2,190/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$71,992/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$557,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,682
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,692
−HK$1,026/mo
Today · 4.125%
HK$39,718
baseline
▲ 0.50% · 4.625%
HK$41,811
+HK$2,093/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,436/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$557,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,646
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,910
−HK$1,285/mo
Today · 4.125%
HK$43,195
baseline
▲ 0.50% · 4.625%
HK$45,823
+HK$2,628/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,390/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,218
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,431
−HK$1,230/mo
Today · 4.125%
HK$47,661
baseline
▲ 0.50% · 4.625%
HK$50,173
+HK$2,512/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,322/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,420
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,895
−HK$1,499/mo
Today · 4.125%
HK$50,394
baseline
▲ 0.50% · 4.625%
HK$53,460
+HK$3,066/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,788/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,754
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,169
−HK$1,436/mo
Today · 4.125%
HK$55,605
baseline
▲ 0.50% · 4.625%
HK$58,536
+HK$2,931/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,210/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,969
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$62,865
−HK$1,927/mo
Today · 4.125%
HK$64,792
baseline
▲ 0.50% · 4.625%
HK$68,734
+HK$3,942/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,584/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,827
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,646
−HK$1,846/mo
Today · 4.125%
HK$71,492
baseline
▲ 0.50% · 4.625%
HK$75,260
+HK$3,768/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$142,984/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,035 · Scale 2, in force from 26 Feb 2026)