LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,872
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,926
−HK$1,070/mo
Today · 4.125%
HK$35,996
baseline
▲ 0.50% · 4.625%
HK$38,187
+HK$2,191/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$71,992/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$557,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,683
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,693
−HK$1,025/mo
Today · 4.125%
HK$39,718
baseline
▲ 0.50% · 4.625%
HK$41,812
+HK$2,094/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,436/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$557,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,647
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,911
−HK$1,285/mo
Today · 4.125%
HK$43,196
baseline
▲ 0.50% · 4.625%
HK$45,824
+HK$2,628/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,392/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,219
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,432
−HK$1,230/mo
Today · 4.125%
HK$47,662
baseline
▲ 0.50% · 4.625%
HK$50,174
+HK$2,512/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,324/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,421
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,896
−HK$1,499/mo
Today · 4.125%
HK$50,395
baseline
▲ 0.50% · 4.625%
HK$53,461
+HK$3,066/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,790/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,756
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,170
−HK$1,436/mo
Today · 4.125%
HK$55,606
baseline
▲ 0.50% · 4.625%
HK$58,537
+HK$2,931/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,212/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,970
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$62,867
−HK$1,926/mo
Today · 4.125%
HK$64,793
baseline
▲ 0.50% · 4.625%
HK$68,736
+HK$3,943/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,586/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,829
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,648
−HK$1,845/mo
Today · 4.125%
HK$71,493
baseline
▲ 0.50% · 4.625%
HK$75,262
+HK$3,769/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$142,986/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,047 · Scale 2, in force from 26 Feb 2026)