LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,872
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,926
−HK$1,071/mo
Today · 4.125%
HK$35,997
baseline
▲ 0.50% · 4.625%
HK$38,187
+HK$2,190/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$71,994/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$557,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,683
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,693
−HK$1,026/mo
Today · 4.125%
HK$39,719
baseline
▲ 0.50% · 4.625%
HK$41,812
+HK$2,093/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,438/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$557,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,647
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,911
−HK$1,285/mo
Today · 4.125%
HK$43,196
baseline
▲ 0.50% · 4.625%
HK$45,824
+HK$2,628/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,392/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,219
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,432
−HK$1,230/mo
Today · 4.125%
HK$47,662
baseline
▲ 0.50% · 4.625%
HK$50,175
+HK$2,513/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,324/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,421
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,897
−HK$1,498/mo
Today · 4.125%
HK$50,395
baseline
▲ 0.50% · 4.625%
HK$53,462
+HK$3,067/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,790/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,756
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,171
−HK$1,435/mo
Today · 4.125%
HK$55,606
baseline
▲ 0.50% · 4.625%
HK$58,537
+HK$2,931/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,212/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,970
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,867
−HK$1,927/mo
Today · 4.125%
HK$64,794
baseline
▲ 0.50% · 4.625%
HK$68,736
+HK$3,942/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,588/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,829
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,648
−HK$1,846/mo
Today · 4.125%
HK$71,494
baseline
▲ 0.50% · 4.625%
HK$75,262
+HK$3,768/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$142,988/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,051 · Scale 2, in force from 26 Feb 2026)