LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,873
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,926
−HK$1,071/mo
Today · 4.125%
HK$35,997
baseline
▲ 0.50% · 4.625%
HK$38,187
+HK$2,190/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$71,994/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$557,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,683
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,694
−HK$1,025/mo
Today · 4.125%
HK$39,719
baseline
▲ 0.50% · 4.625%
HK$41,813
+HK$2,094/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,438/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$557,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,647
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,912
−HK$1,284/mo
Today · 4.125%
HK$43,196
baseline
▲ 0.50% · 4.625%
HK$45,825
+HK$2,629/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,392/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,220
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,433
−HK$1,230/mo
Today · 4.125%
HK$47,663
baseline
▲ 0.50% · 4.625%
HK$50,175
+HK$2,512/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,326/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,422
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,897
−HK$1,499/mo
Today · 4.125%
HK$50,396
baseline
▲ 0.50% · 4.625%
HK$53,462
+HK$3,066/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,792/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,756
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,171
−HK$1,436/mo
Today · 4.125%
HK$55,607
baseline
▲ 0.50% · 4.625%
HK$58,538
+HK$2,931/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,214/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,971
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,868
−HK$1,927/mo
Today · 4.125%
HK$64,795
baseline
▲ 0.50% · 4.625%
HK$68,737
+HK$3,942/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,590/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,830
−HK$3,664/mo
▼ 0.25% · 3.875%
HK$69,649
−HK$1,845/mo
Today · 4.125%
HK$71,494
baseline
▲ 0.50% · 4.625%
HK$75,263
+HK$3,769/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$142,988/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,057 · Scale 2, in force from 26 Feb 2026)