LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,874
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,928
−HK$1,070/mo
Today · 4.125%
HK$35,998
baseline
▲ 0.50% · 4.625%
HK$38,189
+HK$2,191/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$71,996/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$557,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,685
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,695
−HK$1,026/mo
Today · 4.125%
HK$39,721
baseline
▲ 0.50% · 4.625%
HK$41,814
+HK$2,093/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,442/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$557,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,649
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,913
−HK$1,285/mo
Today · 4.125%
HK$43,198
baseline
▲ 0.50% · 4.625%
HK$45,827
+HK$2,629/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,396/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,222
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,434
−HK$1,231/mo
Today · 4.125%
HK$47,665
baseline
▲ 0.50% · 4.625%
HK$50,177
+HK$2,512/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,330/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,424
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,899
−HK$1,499/mo
Today · 4.125%
HK$50,398
baseline
▲ 0.50% · 4.625%
HK$53,464
+HK$3,066/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,796/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,759
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,173
−HK$1,436/mo
Today · 4.125%
HK$55,609
baseline
▲ 0.50% · 4.625%
HK$58,540
+HK$2,931/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,218/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,973
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,870
−HK$1,927/mo
Today · 4.125%
HK$64,797
baseline
▲ 0.50% · 4.625%
HK$68,740
+HK$3,943/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,594/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,832
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,652
−HK$1,845/mo
Today · 4.125%
HK$71,497
baseline
▲ 0.50% · 4.625%
HK$75,266
+HK$3,769/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$142,994/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,078 · Scale 2, in force from 26 Feb 2026)