LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,875
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,928
−HK$1,071/mo
Today · 4.125%
HK$35,999
baseline
▲ 0.50% · 4.625%
HK$38,189
+HK$2,190/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$71,998/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$557,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,685
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,696
−HK$1,025/mo
Today · 4.125%
HK$39,721
baseline
▲ 0.50% · 4.625%
HK$41,815
+HK$2,094/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,442/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$557,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,650
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,914
−HK$1,285/mo
Today · 4.125%
HK$43,199
baseline
▲ 0.50% · 4.625%
HK$45,827
+HK$2,628/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,398/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,222
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,435
−HK$1,230/mo
Today · 4.125%
HK$47,665
baseline
▲ 0.50% · 4.625%
HK$50,178
+HK$2,513/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,330/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,424
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,900
−HK$1,498/mo
Today · 4.125%
HK$50,398
baseline
▲ 0.50% · 4.625%
HK$53,465
+HK$3,067/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,796/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,759
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,174
−HK$1,436/mo
Today · 4.125%
HK$55,610
baseline
▲ 0.50% · 4.625%
HK$58,541
+HK$2,931/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,220/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,974
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,871
−HK$1,927/mo
Today · 4.125%
HK$64,798
baseline
▲ 0.50% · 4.625%
HK$68,741
+HK$3,943/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,596/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,833
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,653
−HK$1,845/mo
Today · 4.125%
HK$71,498
baseline
▲ 0.50% · 4.625%
HK$75,267
+HK$3,769/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$142,996/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,086 · Scale 2, in force from 26 Feb 2026)