LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,875
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,929
−HK$1,070/mo
Today · 4.125%
HK$35,999
baseline
▲ 0.50% · 4.625%
HK$38,190
+HK$2,191/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$71,998/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$557,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,685
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,696
−HK$1,025/mo
Today · 4.125%
HK$39,721
baseline
▲ 0.50% · 4.625%
HK$41,815
+HK$2,094/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,442/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$557,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,650
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,914
−HK$1,285/mo
Today · 4.125%
HK$43,199
baseline
▲ 0.50% · 4.625%
HK$45,827
+HK$2,628/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,398/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,222
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,435
−HK$1,231/mo
Today · 4.125%
HK$47,666
baseline
▲ 0.50% · 4.625%
HK$50,178
+HK$2,512/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,332/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,425
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,900
−HK$1,499/mo
Today · 4.125%
HK$50,399
baseline
▲ 0.50% · 4.625%
HK$53,465
+HK$3,066/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,798/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,760
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,175
−HK$1,435/mo
Today · 4.125%
HK$55,610
baseline
▲ 0.50% · 4.625%
HK$58,541
+HK$2,931/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,220/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,975
−HK$3,823/mo
▼ 0.25% · 3.875%
HK$62,871
−HK$1,927/mo
Today · 4.125%
HK$64,798
baseline
▲ 0.50% · 4.625%
HK$68,741
+HK$3,943/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,596/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,834
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,653
−HK$1,846/mo
Today · 4.125%
HK$71,499
baseline
▲ 0.50% · 4.625%
HK$75,267
+HK$3,768/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$142,998/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,089 · Scale 2, in force from 26 Feb 2026)