LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,876
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,930
−HK$1,070/mo
Today · 4.125%
HK$36,000
baseline
▲ 0.50% · 4.625%
HK$38,191
+HK$2,191/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,000/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,687
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,698
−HK$1,025/mo
Today · 4.125%
HK$39,723
baseline
▲ 0.50% · 4.625%
HK$41,817
+HK$2,094/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,446/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,651
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,916
−HK$1,285/mo
Today · 4.125%
HK$43,201
baseline
▲ 0.50% · 4.625%
HK$45,829
+HK$2,628/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,402/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,224
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,437
−HK$1,231/mo
Today · 4.125%
HK$47,668
baseline
▲ 0.50% · 4.625%
HK$50,180
+HK$2,512/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,336/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,427
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,902
−HK$1,499/mo
Today · 4.125%
HK$50,401
baseline
▲ 0.50% · 4.625%
HK$53,467
+HK$3,066/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,802/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,762
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,177
−HK$1,435/mo
Today · 4.125%
HK$55,612
baseline
▲ 0.50% · 4.625%
HK$58,544
+HK$2,932/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,224/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,977
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,874
−HK$1,927/mo
Today · 4.125%
HK$64,801
baseline
▲ 0.50% · 4.625%
HK$68,744
+HK$3,943/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,602/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,836
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,656
−HK$1,845/mo
Today · 4.125%
HK$71,501
baseline
▲ 0.50% · 4.625%
HK$75,270
+HK$3,769/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$143,002/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,111 · Scale 2, in force from 26 Feb 2026)