LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,877
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,931
−HK$1,070/mo
Today · 4.125%
HK$36,001
baseline
▲ 0.50% · 4.625%
HK$38,192
+HK$2,191/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,002/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,688
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,698
−HK$1,026/mo
Today · 4.125%
HK$39,724
baseline
▲ 0.50% · 4.625%
HK$41,818
+HK$2,094/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,448/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,652
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,917
−HK$1,284/mo
Today · 4.125%
HK$43,201
baseline
▲ 0.50% · 4.625%
HK$45,830
+HK$2,629/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,402/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,225
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,438
−HK$1,230/mo
Today · 4.125%
HK$47,668
baseline
▲ 0.50% · 4.625%
HK$50,181
+HK$2,513/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,336/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,427
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,903
−HK$1,499/mo
Today · 4.125%
HK$50,402
baseline
▲ 0.50% · 4.625%
HK$53,468
+HK$3,066/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,804/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,763
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,178
−HK$1,435/mo
Today · 4.125%
HK$55,613
baseline
▲ 0.50% · 4.625%
HK$58,545
+HK$2,932/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,226/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,978
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,875
−HK$1,927/mo
Today · 4.125%
HK$64,802
baseline
▲ 0.50% · 4.625%
HK$68,745
+HK$3,943/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,604/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,838
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,657
−HK$1,846/mo
Today · 4.125%
HK$71,503
baseline
▲ 0.50% · 4.625%
HK$75,272
+HK$3,769/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$143,006/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,121 · Scale 2, in force from 26 Feb 2026)