LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,877
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,931
−HK$1,070/mo
Today · 4.125%
HK$36,001
baseline
▲ 0.50% · 4.625%
HK$38,192
+HK$2,191/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,002/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,688
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,699
−HK$1,025/mo
Today · 4.125%
HK$39,724
baseline
▲ 0.50% · 4.625%
HK$41,818
+HK$2,094/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,448/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,652
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,917
−HK$1,285/mo
Today · 4.125%
HK$43,202
baseline
▲ 0.50% · 4.625%
HK$45,830
+HK$2,628/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,404/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,225
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,438
−HK$1,231/mo
Today · 4.125%
HK$47,669
baseline
▲ 0.50% · 4.625%
HK$50,182
+HK$2,513/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,338/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,428
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,903
−HK$1,499/mo
Today · 4.125%
HK$50,402
baseline
▲ 0.50% · 4.625%
HK$53,469
+HK$3,067/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,804/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,763
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,178
−HK$1,436/mo
Today · 4.125%
HK$55,614
baseline
▲ 0.50% · 4.625%
HK$58,545
+HK$2,931/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,228/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,979
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,875
−HK$1,928/mo
Today · 4.125%
HK$64,803
baseline
▲ 0.50% · 4.625%
HK$68,746
+HK$3,943/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,606/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,838
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,658
−HK$1,845/mo
Today · 4.125%
HK$71,503
baseline
▲ 0.50% · 4.625%
HK$75,272
+HK$3,769/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$143,006/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,126 · Scale 2, in force from 26 Feb 2026)