LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,878
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,931
−HK$1,071/mo
Today · 4.125%
HK$36,002
baseline
▲ 0.50% · 4.625%
HK$38,193
+HK$2,191/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,004/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,689
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,699
−HK$1,026/mo
Today · 4.125%
HK$39,725
baseline
▲ 0.50% · 4.625%
HK$41,819
+HK$2,094/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,450/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,653
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,918
−HK$1,285/mo
Today · 4.125%
HK$43,203
baseline
▲ 0.50% · 4.625%
HK$45,831
+HK$2,628/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,406/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,226
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,439
−HK$1,231/mo
Today · 4.125%
HK$47,670
baseline
▲ 0.50% · 4.625%
HK$50,182
+HK$2,512/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,340/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,429
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,904
−HK$1,499/mo
Today · 4.125%
HK$50,403
baseline
▲ 0.50% · 4.625%
HK$53,470
+HK$3,067/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,806/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,764
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,179
−HK$1,436/mo
Today · 4.125%
HK$55,615
baseline
▲ 0.50% · 4.625%
HK$58,546
+HK$2,931/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,230/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,980
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,877
−HK$1,927/mo
Today · 4.125%
HK$64,804
baseline
▲ 0.50% · 4.625%
HK$68,747
+HK$3,943/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,608/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,839
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,659
−HK$1,846/mo
Today · 4.125%
HK$71,505
baseline
▲ 0.50% · 4.625%
HK$75,274
+HK$3,769/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$143,010/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,136 · Scale 2, in force from 26 Feb 2026)