LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,878
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,932
−HK$1,071/mo
Today · 4.125%
HK$36,003
baseline
▲ 0.50% · 4.625%
HK$38,193
+HK$2,190/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,006/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,689
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,700
−HK$1,025/mo
Today · 4.125%
HK$39,725
baseline
▲ 0.50% · 4.625%
HK$41,819
+HK$2,094/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,450/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,654
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,918
−HK$1,285/mo
Today · 4.125%
HK$43,203
baseline
▲ 0.50% · 4.625%
HK$45,832
+HK$2,629/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$86,406/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,227
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,440
−HK$1,230/mo
Today · 4.125%
HK$47,670
baseline
▲ 0.50% · 4.625%
HK$50,183
+HK$2,513/mo
Deposit HK$5.94M · loan HK$8.91M · min. income ≈ HK$95,340/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,429
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,905
−HK$1,499/mo
Today · 4.125%
HK$50,404
baseline
▲ 0.50% · 4.625%
HK$53,471
+HK$3,067/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,808/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,765
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,180
−HK$1,435/mo
Today · 4.125%
HK$55,615
baseline
▲ 0.50% · 4.625%
HK$58,547
+HK$2,932/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,230/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,981
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,878
−HK$1,927/mo
Today · 4.125%
HK$64,805
baseline
▲ 0.50% · 4.625%
HK$68,748
+HK$3,943/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,610/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,840
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,660
−HK$1,846/mo
Today · 4.125%
HK$71,506
baseline
▲ 0.50% · 4.625%
HK$75,275
+HK$3,769/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$143,012/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,144 · Scale 2, in force from 26 Feb 2026)