LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,882
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,936
−HK$1,071/mo
Today · 4.125%
HK$36,007
baseline
▲ 0.50% · 4.625%
HK$38,198
+HK$2,191/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,014/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,693
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,704
−HK$1,026/mo
Today · 4.125%
HK$39,730
baseline
▲ 0.50% · 4.625%
HK$41,824
+HK$2,094/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,460/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,658
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,923
−HK$1,285/mo
Today · 4.125%
HK$43,208
baseline
▲ 0.50% · 4.625%
HK$45,837
+HK$2,629/mo
Deposit HK$5.94M · loan HK$8.92M · min. income ≈ HK$86,416/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,232
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,445
−HK$1,231/mo
Today · 4.125%
HK$47,676
baseline
▲ 0.50% · 4.625%
HK$50,189
+HK$2,513/mo
Deposit HK$5.94M · loan HK$8.92M · min. income ≈ HK$95,352/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,435
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,910
−HK$1,499/mo
Today · 4.125%
HK$50,409
baseline
▲ 0.50% · 4.625%
HK$53,477
+HK$3,068/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,818/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,771
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,186
−HK$1,436/mo
Today · 4.125%
HK$55,622
baseline
▲ 0.50% · 4.625%
HK$58,554
+HK$2,932/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,244/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$557,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,988
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,885
−HK$1,927/mo
Today · 4.125%
HK$64,812
baseline
▲ 0.50% · 4.625%
HK$68,756
+HK$3,944/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,624/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,848
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,668
−HK$1,846/mo
Today · 4.125%
HK$71,514
baseline
▲ 0.50% · 4.625%
HK$75,283
+HK$3,769/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$143,028/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,208 · Scale 2, in force from 26 Feb 2026)