LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,884
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,938
−HK$1,071/mo
Today · 4.125%
HK$36,009
baseline
▲ 0.50% · 4.625%
HK$38,200
+HK$2,191/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,018/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,696
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,707
−HK$1,025/mo
Today · 4.125%
HK$39,732
baseline
▲ 0.50% · 4.625%
HK$41,827
+HK$2,095/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,464/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,661
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,926
−HK$1,285/mo
Today · 4.125%
HK$43,211
baseline
▲ 0.50% · 4.625%
HK$45,840
+HK$2,629/mo
Deposit HK$5.94M · loan HK$8.92M · min. income ≈ HK$86,422/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,235
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,448
−HK$1,231/mo
Today · 4.125%
HK$47,679
baseline
▲ 0.50% · 4.625%
HK$50,192
+HK$2,513/mo
Deposit HK$5.94M · loan HK$8.92M · min. income ≈ HK$95,358/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,438
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,914
−HK$1,499/mo
Today · 4.125%
HK$50,413
baseline
▲ 0.50% · 4.625%
HK$53,480
+HK$3,067/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,826/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,774
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,190
−HK$1,435/mo
Today · 4.125%
HK$55,625
baseline
▲ 0.50% · 4.625%
HK$58,558
+HK$2,933/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,250/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,992
−HK$3,824/mo
▼ 0.25% · 3.875%
HK$62,889
−HK$1,927/mo
Today · 4.125%
HK$64,816
baseline
▲ 0.50% · 4.625%
HK$68,760
+HK$3,944/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,632/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,853
−HK$3,665/mo
▼ 0.25% · 3.875%
HK$69,672
−HK$1,846/mo
Today · 4.125%
HK$71,518
baseline
▲ 0.50% · 4.625%
HK$75,288
+HK$3,770/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$143,036/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,244 · Scale 2, in force from 26 Feb 2026)