LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,886
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,940
−HK$1,071/mo
Today · 4.125%
HK$36,011
baseline
▲ 0.50% · 4.625%
HK$38,202
+HK$2,191/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,022/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,698
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,709
−HK$1,026/mo
Today · 4.125%
HK$39,735
baseline
▲ 0.50% · 4.625%
HK$41,829
+HK$2,094/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,470/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,663
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,928
−HK$1,285/mo
Today · 4.125%
HK$43,213
baseline
▲ 0.50% · 4.625%
HK$45,843
+HK$2,630/mo
Deposit HK$5.94M · loan HK$8.92M · min. income ≈ HK$86,426/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,238
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,451
−HK$1,231/mo
Today · 4.125%
HK$47,682
baseline
▲ 0.50% · 4.625%
HK$50,195
+HK$2,513/mo
Deposit HK$5.94M · loan HK$8.92M · min. income ≈ HK$95,364/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,441
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,916
−HK$1,500/mo
Today · 4.125%
HK$50,416
baseline
▲ 0.50% · 4.625%
HK$53,483
+HK$3,067/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,832/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,777
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,193
−HK$1,436/mo
Today · 4.125%
HK$55,629
baseline
▲ 0.50% · 4.625%
HK$58,561
+HK$2,932/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,258/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,995
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,892
−HK$1,928/mo
Today · 4.125%
HK$64,820
baseline
▲ 0.50% · 4.625%
HK$68,764
+HK$3,944/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,640/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,856
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,676
−HK$1,846/mo
Today · 4.125%
HK$71,522
baseline
▲ 0.50% · 4.625%
HK$75,292
+HK$3,770/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$143,044/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,275 · Scale 2, in force from 26 Feb 2026)