LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,887
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,941
−HK$1,071/mo
Today · 4.125%
HK$36,012
baseline
▲ 0.50% · 4.625%
HK$38,203
+HK$2,191/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,024/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,699
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,710
−HK$1,025/mo
Today · 4.125%
HK$39,735
baseline
▲ 0.50% · 4.625%
HK$41,830
+HK$2,095/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,470/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,664
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,929
−HK$1,285/mo
Today · 4.125%
HK$43,214
baseline
▲ 0.50% · 4.625%
HK$45,844
+HK$2,630/mo
Deposit HK$5.94M · loan HK$8.92M · min. income ≈ HK$86,428/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,238
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,452
−HK$1,230/mo
Today · 4.125%
HK$47,682
baseline
▲ 0.50% · 4.625%
HK$50,196
+HK$2,514/mo
Deposit HK$5.94M · loan HK$8.92M · min. income ≈ HK$95,364/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,441
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,917
−HK$1,499/mo
Today · 4.125%
HK$50,416
baseline
▲ 0.50% · 4.625%
HK$53,484
+HK$3,068/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,832/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,778
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,194
−HK$1,436/mo
Today · 4.125%
HK$55,630
baseline
▲ 0.50% · 4.625%
HK$58,562
+HK$2,932/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,260/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,996
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,893
−HK$1,928/mo
Today · 4.125%
HK$64,821
baseline
▲ 0.50% · 4.625%
HK$68,765
+HK$3,944/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$129,642/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,858
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,678
−HK$1,846/mo
Today · 4.125%
HK$71,524
baseline
▲ 0.50% · 4.625%
HK$75,294
+HK$3,770/mo
Deposit HK$1.49M · loan HK$13.37M · min. income ≈ HK$143,048/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,286 · Scale 2, in force from 26 Feb 2026)