LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,888
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,942
−HK$1,071/mo
Today · 4.125%
HK$36,013
baseline
▲ 0.50% · 4.625%
HK$38,204
+HK$2,191/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,026/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,700
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,711
−HK$1,026/mo
Today · 4.125%
HK$39,737
baseline
▲ 0.50% · 4.625%
HK$41,831
+HK$2,094/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,474/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,665
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,930
−HK$1,286/mo
Today · 4.125%
HK$43,216
baseline
▲ 0.50% · 4.625%
HK$45,845
+HK$2,629/mo
Deposit HK$5.94M · loan HK$8.92M · min. income ≈ HK$86,432/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,240
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,453
−HK$1,231/mo
Today · 4.125%
HK$47,684
baseline
▲ 0.50% · 4.625%
HK$50,198
+HK$2,514/mo
Deposit HK$5.94M · loan HK$8.92M · min. income ≈ HK$95,368/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,443
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,919
−HK$1,499/mo
Today · 4.125%
HK$50,418
baseline
▲ 0.50% · 4.625%
HK$53,486
+HK$3,068/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,836/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,780
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,195
−HK$1,436/mo
Today · 4.125%
HK$55,631
baseline
▲ 0.50% · 4.625%
HK$58,564
+HK$2,933/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,262/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,998
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,896
−HK$1,927/mo
Today · 4.125%
HK$64,823
baseline
▲ 0.50% · 4.625%
HK$68,768
+HK$3,945/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,646/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,860
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,680
−HK$1,846/mo
Today · 4.125%
HK$71,526
baseline
▲ 0.50% · 4.625%
HK$75,296
+HK$3,770/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,052/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,305 · Scale 2, in force from 26 Feb 2026)