LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,889
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,943
−HK$1,071/mo
Today · 4.125%
HK$36,014
baseline
▲ 0.50% · 4.625%
HK$38,205
+HK$2,191/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,028/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,701
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,712
−HK$1,025/mo
Today · 4.125%
HK$39,737
baseline
▲ 0.50% · 4.625%
HK$41,832
+HK$2,095/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,474/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,666
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,931
−HK$1,285/mo
Today · 4.125%
HK$43,216
baseline
▲ 0.50% · 4.625%
HK$45,846
+HK$2,630/mo
Deposit HK$5.94M · loan HK$8.92M · min. income ≈ HK$86,432/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,241
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,454
−HK$1,231/mo
Today · 4.125%
HK$47,685
baseline
▲ 0.50% · 4.625%
HK$50,199
+HK$2,514/mo
Deposit HK$5.94M · loan HK$8.92M · min. income ≈ HK$95,370/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,444
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,920
−HK$1,499/mo
Today · 4.125%
HK$50,419
baseline
▲ 0.50% · 4.625%
HK$53,487
+HK$3,068/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,838/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,781
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,196
−HK$1,436/mo
Today · 4.125%
HK$55,632
baseline
▲ 0.50% · 4.625%
HK$58,565
+HK$2,933/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,264/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,999
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,897
−HK$1,928/mo
Today · 4.125%
HK$64,825
baseline
▲ 0.50% · 4.625%
HK$68,769
+HK$3,944/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,650/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,861
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,681
−HK$1,846/mo
Today · 4.125%
HK$71,527
baseline
▲ 0.50% · 4.625%
HK$75,298
+HK$3,771/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,054/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,315 · Scale 2, in force from 26 Feb 2026)