LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,891
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,945
−HK$1,071/mo
Today · 4.125%
HK$36,016
baseline
▲ 0.50% · 4.625%
HK$38,208
+HK$2,192/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,032/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,703
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,714
−HK$1,026/mo
Today · 4.125%
HK$39,740
baseline
▲ 0.50% · 4.625%
HK$41,835
+HK$2,095/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,480/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,669
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,934
−HK$1,285/mo
Today · 4.125%
HK$43,219
baseline
▲ 0.50% · 4.625%
HK$45,849
+HK$2,630/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,438/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,244
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,457
−HK$1,231/mo
Today · 4.125%
HK$47,688
baseline
▲ 0.50% · 4.625%
HK$50,202
+HK$2,514/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,376/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,447
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,923
−HK$1,500/mo
Today · 4.125%
HK$50,423
baseline
▲ 0.50% · 4.625%
HK$53,491
+HK$3,068/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,846/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,785
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,200
−HK$1,436/mo
Today · 4.125%
HK$55,636
baseline
▲ 0.50% · 4.625%
HK$58,569
+HK$2,933/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,272/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,004
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,901
−HK$1,928/mo
Today · 4.125%
HK$64,829
baseline
▲ 0.50% · 4.625%
HK$68,774
+HK$3,945/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,658/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,866
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,686
−HK$1,846/mo
Today · 4.125%
HK$71,532
baseline
▲ 0.50% · 4.625%
HK$75,303
+HK$3,771/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,064/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,353 · Scale 2, in force from 26 Feb 2026)