LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,891
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,946
−HK$1,071/mo
Today · 4.125%
HK$36,017
baseline
▲ 0.50% · 4.625%
HK$38,208
+HK$2,191/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,034/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,704
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,715
−HK$1,026/mo
Today · 4.125%
HK$39,741
baseline
▲ 0.50% · 4.625%
HK$41,836
+HK$2,095/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,482/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,670
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,935
−HK$1,285/mo
Today · 4.125%
HK$43,220
baseline
▲ 0.50% · 4.625%
HK$45,850
+HK$2,630/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,440/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,245
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,458
−HK$1,231/mo
Today · 4.125%
HK$47,689
baseline
▲ 0.50% · 4.625%
HK$50,203
+HK$2,514/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,378/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,448
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,924
−HK$1,499/mo
Today · 4.125%
HK$50,423
baseline
▲ 0.50% · 4.625%
HK$53,492
+HK$3,069/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,846/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,785
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,201
−HK$1,436/mo
Today · 4.125%
HK$55,637
baseline
▲ 0.50% · 4.625%
HK$58,570
+HK$2,933/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,274/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,005
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,902
−HK$1,928/mo
Today · 4.125%
HK$64,830
baseline
▲ 0.50% · 4.625%
HK$68,775
+HK$3,945/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,660/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,867
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,687
−HK$1,847/mo
Today · 4.125%
HK$71,534
baseline
▲ 0.50% · 4.625%
HK$75,304
+HK$3,770/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,068/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,362 · Scale 2, in force from 26 Feb 2026)