LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,892
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,946
−HK$1,071/mo
Today · 4.125%
HK$36,017
baseline
▲ 0.50% · 4.625%
HK$38,209
+HK$2,192/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,034/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,705
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,716
−HK$1,026/mo
Today · 4.125%
HK$39,742
baseline
▲ 0.50% · 4.625%
HK$41,837
+HK$2,095/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,484/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,671
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,936
−HK$1,285/mo
Today · 4.125%
HK$43,221
baseline
▲ 0.50% · 4.625%
HK$45,851
+HK$2,630/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,442/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,246
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,459
−HK$1,231/mo
Today · 4.125%
HK$47,690
baseline
▲ 0.50% · 4.625%
HK$50,204
+HK$2,514/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,380/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,449
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,925
−HK$1,499/mo
Today · 4.125%
HK$50,424
baseline
▲ 0.50% · 4.625%
HK$53,493
+HK$3,069/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,848/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,787
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,202
−HK$1,436/mo
Today · 4.125%
HK$55,638
baseline
▲ 0.50% · 4.625%
HK$58,571
+HK$2,933/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,276/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,006
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,903
−HK$1,928/mo
Today · 4.125%
HK$64,831
baseline
▲ 0.50% · 4.625%
HK$68,776
+HK$3,945/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,662/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,868
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,689
−HK$1,846/mo
Today · 4.125%
HK$71,535
baseline
▲ 0.50% · 4.625%
HK$75,306
+HK$3,771/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,070/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,374 · Scale 2, in force from 26 Feb 2026)