LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,893
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,947
−HK$1,071/mo
Today · 4.125%
HK$36,018
baseline
▲ 0.50% · 4.625%
HK$38,210
+HK$2,192/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,036/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,705
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,717
−HK$1,026/mo
Today · 4.125%
HK$39,743
baseline
▲ 0.50% · 4.625%
HK$41,837
+HK$2,094/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,486/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,671
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,937
−HK$1,285/mo
Today · 4.125%
HK$43,222
baseline
▲ 0.50% · 4.625%
HK$45,852
+HK$2,630/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,444/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,247
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,460
−HK$1,231/mo
Today · 4.125%
HK$47,691
baseline
▲ 0.50% · 4.625%
HK$50,205
+HK$2,514/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,382/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,450
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,926
−HK$1,500/mo
Today · 4.125%
HK$50,426
baseline
▲ 0.50% · 4.625%
HK$53,494
+HK$3,068/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,852/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,788
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,203
−HK$1,437/mo
Today · 4.125%
HK$55,640
baseline
▲ 0.50% · 4.625%
HK$58,572
+HK$2,932/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,280/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,007
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,905
−HK$1,928/mo
Today · 4.125%
HK$64,833
baseline
▲ 0.50% · 4.625%
HK$68,778
+HK$3,945/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,666/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,870
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,690
−HK$1,847/mo
Today · 4.125%
HK$71,537
baseline
▲ 0.50% · 4.625%
HK$75,307
+HK$3,770/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,074/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,387 · Scale 2, in force from 26 Feb 2026)