LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,893
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,948
−HK$1,071/mo
Today · 4.125%
HK$36,019
baseline
▲ 0.50% · 4.625%
HK$38,211
+HK$2,192/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,038/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,706
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,717
−HK$1,026/mo
Today · 4.125%
HK$39,743
baseline
▲ 0.50% · 4.625%
HK$41,838
+HK$2,095/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,486/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,672
−HK$2,551/mo
▼ 0.25% · 3.875%
HK$41,937
−HK$1,286/mo
Today · 4.125%
HK$43,223
baseline
▲ 0.50% · 4.625%
HK$45,853
+HK$2,630/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,446/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,247
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,461
−HK$1,231/mo
Today · 4.125%
HK$47,692
baseline
▲ 0.50% · 4.625%
HK$50,206
+HK$2,514/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,384/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,451
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,927
−HK$1,499/mo
Today · 4.125%
HK$50,426
baseline
▲ 0.50% · 4.625%
HK$53,495
+HK$3,069/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$100,852/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,789
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,204
−HK$1,437/mo
Today · 4.125%
HK$55,641
baseline
▲ 0.50% · 4.625%
HK$58,574
+HK$2,933/mo
Deposit HK$4.46M · loan HK$10.40M · min. income ≈ HK$111,282/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,008
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,906
−HK$1,928/mo
Today · 4.125%
HK$64,834
baseline
▲ 0.50% · 4.625%
HK$68,779
+HK$3,945/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,668/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,871
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,691
−HK$1,847/mo
Today · 4.125%
HK$71,538
baseline
▲ 0.50% · 4.625%
HK$75,309
+HK$3,771/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,076/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,396 · Scale 2, in force from 26 Feb 2026)