LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,895
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,949
−HK$1,071/mo
Today · 4.125%
HK$36,020
baseline
▲ 0.50% · 4.625%
HK$38,212
+HK$2,192/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,040/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,708
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,719
−HK$1,026/mo
Today · 4.125%
HK$39,745
baseline
▲ 0.50% · 4.625%
HK$41,840
+HK$2,095/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,490/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,674
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,939
−HK$1,285/mo
Today · 4.125%
HK$43,224
baseline
▲ 0.50% · 4.625%
HK$45,854
+HK$2,630/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,448/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,249
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,463
−HK$1,231/mo
Today · 4.125%
HK$47,694
baseline
▲ 0.50% · 4.625%
HK$50,208
+HK$2,514/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,388/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,453
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,929
−HK$1,499/mo
Today · 4.125%
HK$50,428
baseline
▲ 0.50% · 4.625%
HK$53,497
+HK$3,069/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,856/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,791
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,206
−HK$1,437/mo
Today · 4.125%
HK$55,643
baseline
▲ 0.50% · 4.625%
HK$58,576
+HK$2,933/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,286/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,011
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,908
−HK$1,929/mo
Today · 4.125%
HK$64,837
baseline
▲ 0.50% · 4.625%
HK$68,782
+HK$3,945/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,674/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,874
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,694
−HK$1,847/mo
Today · 4.125%
HK$71,541
baseline
▲ 0.50% · 4.625%
HK$75,312
+HK$3,771/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,082/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,418 · Scale 2, in force from 26 Feb 2026)