LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,895
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,950
−HK$1,071/mo
Today · 4.125%
HK$36,021
baseline
▲ 0.50% · 4.625%
HK$38,213
+HK$2,192/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$72,042/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,708
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,720
−HK$1,026/mo
Today · 4.125%
HK$39,746
baseline
▲ 0.50% · 4.625%
HK$41,841
+HK$2,095/mo
Deposit HK$7.43M · loan HK$7.43M · min. income ≈ HK$79,492/mo (50% DSR)
Upfront cash ≈ HK$7.99M (deposit + AVD stamp duty HK$557,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,675
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,940
−HK$1,285/mo
Today · 4.125%
HK$43,225
baseline
▲ 0.50% · 4.625%
HK$45,855
+HK$2,630/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$86,450/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,250
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$46,464
−HK$1,231/mo
Today · 4.125%
HK$47,695
baseline
▲ 0.50% · 4.625%
HK$50,209
+HK$2,514/mo
Deposit HK$5.95M · loan HK$8.92M · min. income ≈ HK$95,390/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$557,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,454
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,930
−HK$1,499/mo
Today · 4.125%
HK$50,429
baseline
▲ 0.50% · 4.625%
HK$53,498
+HK$3,069/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$100,858/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,792
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,207
−HK$1,437/mo
Today · 4.125%
HK$55,644
baseline
▲ 0.50% · 4.625%
HK$58,577
+HK$2,933/mo
Deposit HK$4.46M · loan HK$10.41M · min. income ≈ HK$111,288/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$557,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,012
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,910
−HK$1,928/mo
Today · 4.125%
HK$64,838
baseline
▲ 0.50% · 4.625%
HK$68,783
+HK$3,945/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$129,676/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,875
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,695
−HK$1,847/mo
Today · 4.125%
HK$71,542
baseline
▲ 0.50% · 4.625%
HK$75,313
+HK$3,771/mo
Deposit HK$1.49M · loan HK$13.38M · min. income ≈ HK$143,084/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$557,428 · Scale 2, in force from 26 Feb 2026)